Bills › 91st General Assembly
Relating to living organ donors and life insurance, disability insurance, and long-term care insurance
Sponsored by the House Commerce Committee, Rep. Michael R. Bergan (R), Rep. David E. Young (R)
Topics:Business & economyInsurance
Same legislation: HF 2193
Progress
- IntroducedFebruary 19, 2026
- SubcommitteeMarch 11, 2026
- Committee—
- Passed HouseMarch 2, 2026 · 90–0
- Passed SenateApril 15, 2026 · 47–0
- SignedMay 15, 2026
Signed into law What’s a funnel?
What’s in it
This bill relates to insurance requirements applicable to living organ donors. The bill defines “policy” as a life insurance policy, disability insurance policy, or long-term care insurance policy. A “living organ donor” (donor) is defined as an individual who is not deceased and who has donated all or part of an organ. Under the bill, based solely on an individual’s status as a donor, an insurer shall not: (1) decline or limit coverage under a policy for a covered person that is a donor; (2) as a condition of continued coverage under a policy, preclude a covered person from becoming a living organ donor; or (3) discriminate against a covered person or individual in the offering, issuance, cancellation, coverage amount, price, or any other condition of a policy on the sole basis that the covered person or individual is a donor.
Read the full explanation
The commissioner of insurance may adopt rules to administer the bill.
From the explanation printed with the bill as introduced, written by the Legislative Services Agency. Amendments adopted later aren’t reflected. Full bill text
History
Meetings
- Wednesday, March 18 · 11:00 AMCommerce committee · RM 116Official meeting page
- Wednesday, March 11 · 10:00 AMCommerce subcommittee · Senate LoungeOfficial meeting page
- Monday, February 16 · 1:30 PMCommerce committee · RM 103Official meeting page
- Wednesday, February 11 · 12:45 PMCommerce subcommittee · House LoungeOfficial meeting page
Votes
Select a floor vote to see how each legislator voted.
Lobbyist declarations
- American Kidney Fund, Inc.For
- Iowa Donor NetworkFor
- Iowa Mental Health AdvocacyFor
- VALOR IowaFor
- Cedar Rapids Metro Economic AllianceUndecided
- Iowa Insurance DivisionUndecided
Grouped by organization. Lobbying overview →