Bills › 91st General Assembly
Relating to standards for settlement of certain motor vehicle insurance claims
Sponsored by the Senate Transportation Committee
Progress
- IntroducedFebruary 11, 2026
- SubcommitteeFebruary 17, 2026
- CommitteeFebruary 18, 2026
- Passed Senate—
- Passed House—
- Signed—
Became SF 2383 → Its progress continues under the new number. Go to SF 2383 What’s a funnel?
What’s in it
This bill enacts former Iowa administrative code provisions relating to standards for settlement of certain motor vehicle insurance claims. The bill requires a property insurer to estimate the cost of repairs for a motor vehicle and pay a claim based only on the cost of aftermarket crash parts available from a distributor of each such part that is located within 100 miles of the repair facility when a first-party, partial-loss claim relating to the motor vehicle is settled based on a written estimate prepared by or for the insurer that includes payment for aftermarket crash parts.
Read the full explanation
The bill requires the insurer to pay the cost of any modifications which may become necessary when repairs are made using aftermarket crash parts or parts salvaged from the crashed vehicle. When a third-party, partial-loss claim relating to a motor vehicle is settled based on a written estimate prepared by or for the insurer, the bill requires the liability insurer to estimate the cost of repairs and pay the claim based only on the cost of new original equipment manufacturer parts unless the owner of the motor vehicle gives express consent to use aftermarket crash parts or parts salvaged from the crashed vehicle and the insurer expressly agrees to pay the cost of any modifications which may become necessary when repairs are made using aftermarket crash parts or parts salvaged from the crashed vehicle, and expressly agrees to defend and indemnify the owner of the motor vehicle and the repair facility against any claims related to such repairs.7, and if the person has a license to operate the person’s business, the license is subject to suspension or revocation.
From the explanation printed with the bill as introduced, written by the Legislative Services Agency. Amendments adopted later aren’t reflected. Full bill text
History
Meetings
- Wednesday, March 18 · 11:00 AMCommerce committee · RM 116Official meeting page
- Tuesday, March 10 · 8:30 AMCommerce subcommittee · Room 217 Conference RoomOfficial meeting page
- Wednesday, February 18 · 1:00 PMTransportation committee · RM 116Official meeting page
- Tuesday, February 17 · 1:00 PMTransportation committee · RM 103Official meeting page
- Tuesday, February 17 · 12:00 PMTransportation subcommittee · Senate LoungeOfficial meeting page
- Thursday, February 12 · 8:00 AMTransportation subcommittee · RM 305Official meeting page
- Wednesday, February 11 · 2:30 PMTransportation committee · RM 103Official meeting page
Votes
No recorded votes yet.
Lobbyist declarations
- AIG-American International CompaniesAgainst
- American Property Casualty Insurance Association (APCIA)Against
- Grinnell Mutual Reinsurance CompanyAgainst
- Iowa Automobile Recyclers AssociationAgainst
- Iowa Insurance AssociatesAgainst
- Iowa Insurance InstituteAgainst
- Iowa State Bar AssociationAgainst
- LKQ CorporationAgainst
- National Association of Insurance and Financial Advisors-IowaAgainst
- National Association of Mutual Insurance Companies (NAMIC)Against
- Nationwide Mutual Ins. Co.Against
- State Farm InsuranceAgainst
- TravelersAgainst
- Iowa Collision Repair AssociationFor
- AIG-American International CompaniesUndecided
- Cedar Rapids Metro Economic AllianceUndecided
- Independent Insurance Agents of IowaUndecided
- Iowa Automobile Recyclers AssociationUndecided
- Iowa Insurance DivisionUndecided
- State Farm InsuranceUndecided
Grouped by organization. Lobbying overview →